About Sangam SACCOS

Sangam SACCOS (Sangam Saving and Credit Cooperative Society Ltd.) is a saving and credit cooperative (financial cooperative) in Nepal that provides community-based banking services to its members. It mainly focuses on savings collection, fixed deposits, loan facilities, and financial support services for individuals, small businesses, and local entrepreneurs. The cooperative operates on a member-owned model, where people invest as shareholders and can access loans at relatively accessible terms compared to commercial banks. It is part of Nepal’s cooperative financial system that aims to promote financial inclusion and support local economic development through savings mobilization and credit services.