About Pratibha Saving and Credit Co-operative Ltd.

Pratibha Saving and Credit Co-operative Ltd. is a financial cooperative organization based in Kathmandu, Nepal that operates under the savings and credit cooperative (SACCO) system. It mainly provides financial services to its members, including savings accounts, fixed deposits, loans, and credit facilities. Members can deposit money, access personal or business loans, and participate in cooperative financial activities aimed at supporting local economic growth. Like other saving and credit cooperatives in Nepal, Pratibha SACCOS functions on a member-based model, where customers are also shareholders. Its goal is to promote community-based banking, financial inclusion, and access to credit for small businesses and individuals, especially those who may not easily access traditional commercial banks.