About Karuna Saving and Credit Co-Operative Limited

Karuna Saving and Credit Co-Operative Limited is a savings and credit cooperative (SACCOS) based in Lalitpur, Nepal that provides financial services to its members. It operates as a community-based financial institution focused on encouraging saving habits and offering accessible credit facilities for individuals, small businesses, and local entrepreneurs. The cooperative typically offers services such as savings accounts, fixed deposits, loan facilities, remittance support, and other member-based financial products. It is designed to support local economic growth by mobilizing community savings and providing loans for productive purposes like business expansion, education, and personal needs. Like many cooperatives in Nepal, Karuna Saving and Credit Co-Operative Limited plays an important role in promoting financial inclusion at the local level, especially for people who may not have easy access to commercial banking services.